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Old vs New Regime

Income Tax Calculator India

Calculate Indian income tax using the old and new tax regime, standard deduction, 80C, 80D, home loan interest, other deductions, rebate and 4% cess. This upgraded calculator also compares both regimes, shows a full tax breakdown and supports bulk CSV uploads for up to 10 files with downloadable CSV or ZIP reports.

India Income Tax Calculator

AY 2026-27 style calculation, old/new comparison, CSV bulk reports

● Browser Based

Enter income and deduction details


Salary or normal taxable income before deductions.



Affects old regime basic exemption.




Old regime: PPF, ELSS, LIC, PF, principal repayment, etc.


Old regime: medical insurance deduction.




Tool is for normal income. Special-rate income needs separate calculation.



📄

Bulk calculate income tax
Drag & drop up to 10 CSV files or click here. Columns: name,income,taxpayer,std_new,std_old,d80c,d80d,home,other


Note: This is an estimate for normal individual income. It does not calculate surcharge, marginal relief, capital gains special tax, business audit cases or employer TDS adjustments.

Tax result summary

Recommended Tax Payable
₹0.00

Recommended Regime
New Regime

Taxable Income
₹0.00

Tax Before Cess
₹0.00

Cess 4%
₹0.00

Effective Tax Rate
0.00%

New Regime Total
₹0.00

Old Regime Total
₹0.00

ComponentNew RegimeOld Regime
Waiting₹0.00₹0.00

What this Income Tax Calculator India does

This calculator helps you estimate income tax in India by comparing the old and new tax regimes. You can enter your annual income, standard deduction, 80C, 80D, home loan interest and other eligible deductions. For business owners and salaried users managing GST or seller finance, this page connects naturally with the GST Calculator, Profit Margin Calculator and Percentage Calculator.

New regime calculations here use the FY 2025-26 / AY 2026-27 style slab structure and 87A rebate logic. The Indian Income Tax Department page lists AY 2026-27 new regime slabs starting with nil up to ₹4 lakh and higher slabs up to 30% above ₹24 lakh. The tool includes 4% health and education cess and gives a clean estimate for normal income.

How to use

1Enter income

Add your gross annual income before tax and choose taxpayer type.

2Add deductions

Use standard deduction, 80C, 80D, home loan interest and other old regime deductions.

3Compare regimes

Click calculate to see old vs new regime and download CSV reports.

Example

Suppose your annual salary is ₹12,00,000. Under the new regime, after a ₹75,000 standard deduction, taxable income becomes ₹11,25,000. Because the new regime rebate benefit applies up to ₹12 lakh taxable income, the estimated tax can become zero for normal income. Under the old regime, your result depends heavily on 80C, 80D, home loan interest and other deductions.

Category hubs and internal links

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Frequently Asked Questions

Does this support old and new tax regime?

Yes. It calculates both old and new regime estimates and recommends the lower tax option.

Does this include cess?

Yes. The final tax includes 4% health and education cess on income tax after rebate.

Does this calculate surcharge?

No. This version is made for clean individual estimates and does not include surcharge, marginal relief or special-rate capital gains.

Can I calculate multiple people or records?

Yes. Upload up to 10 CSV files and download processed CSV results as a ZIP file.

Is this a final tax filing tool?

No. It is an educational estimate. For final filing, verify with Form 16, AIS, 26AS and a qualified tax professional if needed.

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