RD Calculator
Use this free online RD Calculator to estimate total deposited amount, interest earned, and maturity value for your recurring deposit. Enter monthly deposit, annual interest rate, tenure in months, and compounding frequency to get instant results. This tool helps you compare RD plans, plan disciplined savings, and estimate maturity before opening an account.
Amount you deposit every month.
Annual RD interest rate.
Total RD duration in months.
Many banks use quarterly compounding.
Quick presets
Total amount deposited across all months.
Total interest earned over the RD period.
Final maturity value including interest.
Converted RD period in years.
Frequency used in the RD calculation.
Average yearly gain estimate.
Quick summary
Enter monthly deposit, annual interest rate, and tenure to calculate RD maturity value and interest earned.
How to use
- Enter your monthly RD deposit.
- Enter the annual interest rate.
- Enter the tenure in months.
- Select the compounding frequency.
- Click Calculate to see total deposit, interest and maturity value.
Example
Monthly Deposit: ₹5,000
Rate: 7%
Tenure: 24 months
Result: Shows total deposited, interest earned, and maturity value.
Where can you use this RD Calculator?
Monthly Savings Planning
Estimate how your regular monthly deposits may grow over time in an RD account.
Bank RD Comparison
Compare recurring deposit options across interest rates and different tenures.
Goal-Based Saving
Use RD planning for short- to medium-term goals like travel, gadgets, or emergency savings.
When to use this tool
Before opening an RD
Estimate maturity amount before choosing a recurring deposit plan.
When comparing saving options
Check whether an RD suits your goal better than SIP, FD, or savings account options.
For disciplined monthly saving
Understand how regular deposits may turn into a larger maturity value over time.
Frequently Asked Questions
What is an RD Calculator?
How is RD maturity value calculated?
What is the difference between RD and FD?
Can I use this RD Calculator for bank recurring deposits?
Does this RD Calculator work on mobile?
About this free online RD Calculator
An RD Calculator helps you estimate how much your recurring deposit may grow by the end of the chosen term. Unlike a fixed deposit, where you invest a lump sum once, a recurring deposit lets you save a fixed amount every month. This makes RD a useful option for people who want disciplined savings without needing a large one-time investment.
This calculator is useful for planning short- and medium-term savings goals. By entering your monthly deposit amount, annual interest rate, tenure in months, and compounding frequency, you can instantly estimate total deposited amount, interest earned, and maturity value. Many users use RD accounts for building emergency funds, festival savings, travel plans, tuition needs, and other planned expenses.
A recurring deposit is especially popular for people who want predictable saving behavior with bank-style returns. This tool helps you compare plans quickly and understand whether an RD fits your financial goal. It is useful for salaried individuals, students, families, and conservative savers who want to grow money regularly through monthly contributions.
You may also find our other finance tools useful, such as FD Calculator, SIP Calculator, Compound Interest Calculator, Simple Interest Calculator, EMI Calculator, and Loan Calculator. These tools help you compare saving, investment, and borrowing options more effectively.